Ebrahim AlhamedFrameworks Library

m.07 · II · Using the Numbers · Costs for Decisions

Relevant Costs, Contribution & Break-Even

Management accounting: stop reporting, start deciding.

Financial accounting tells you what happened. Management accounting tells you what to do next. The central discipline is identifying which costs will actually change with your decision — the rest (sunk costs, allocated overheads) are noise. Contribution margin, break-even analysis and relevant costing all flow from this one idea. — after Likierman & Horngren

Cost behaviour matrix.

Two axes that decide how a cost behaves — and what it tells you.

2×2 matrix Two-by-two matrix with relevance on the horizontal axis and behaviour on the vertical axis, showing four quadrant positions. Sunk fixed Avoidable fixed Committed spend Future variable behaviour fixed variable relevance sunk future

The rules of the game.

Fixed vs Variable Costs · Cost behaviour
Fixed: rent, salaries · Variable: materials, commissions
Contribution margin ignores fixed; decisions live here.
Contribution Margin · Decision making
CM = revenue − variable costs · CM ratio = CM / revenue · Break-even = fixed / CM ratio
Every extra unit contributes CM to covering fixed costs, then profit.
Relevant Costs · Incremental analysis
future, differing between options
Sunk costs are irrelevant. Allocated overhead is usually irrelevant.
Absorption vs Variable Costing · Inventory valuation
Absorption: fixed overhead in product cost · Variable: only variable costs
Absorption boosts reported income in periods of rising inventory. Variable is cleaner for decisions.

Running a make-or-buy decision.

  1. List every cost that changes. If it is the same in both options, delete it.
  2. Ignore sunk costs. The factory is built. That money is gone.
  3. Ignore allocated overhead. It is an accounting convention, not a decision input.
  4. Compare total relevant costs. Whichever is lower wins — subject to strategic considerations.

Key reading · Session 7 · Likierman

Costing for decisions.

CVP analysis and relevant costing are the backbone of most operating decisions — pricing, product mix, make-or-buy, outsourcing. The common mistake is including allocated overhead in the comparison, which makes every new business look unprofitable and every existing business look essential.

Only future costs that differ between options count.

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